Covers the history of money creation from 1000 years ago to today’s bankers. Explains and documents how the Templars and today’s bankers use trade secrets and deceptive practices to become the wealthiest people on earth. Learn why the banking system of the United States is an 95% accounting and bookkeeping system that creates digital dollars with less than 5% in cash reserves. Why it is in a constant state of insolvency. However, several practical solutions for this “money issue problem” are provided for individuals, local, and state governments. The 100-year history of the Bank of N. Dakota and the huge profits it has made for the people of N.Dakota is discussed. 64 Pages